Our Top Picked Credit Cards

Standard Chartered Platinum Credit Card
Approval Rate
Super Easy
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Best for: Super Easy Approval

#1. Standard Chartered Platinum Credit Card

Standard chartered platinum rewards credit card is best for the first time applicant who is struggling to get his first credit card approval.

The approval rate is high and you have a high approval chance if you are a salaried employee.

(Approval rate is good in case you have a minimum salary of Rs. 25,000 per month from Private or Government job)

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Standard Chartered Manhattan Credit card
Approval Rate
Easy
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Best for: Salaried People

#2. Standard Chartered Manhattan Credit Card

SC Manhattan card gives 5% direct cashback on your grocery spends at supermarkets. Every month you can save upto Rs 500 on your grocery spends.

The card is best for salaried people because of easy approval.

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ICICI Instant Platinum Card
Approval Rate
Easy
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Best for: First Time Credit Card applicants

#3. ICICI Instant Platinum Card

ICICI Platinum is the best ICICI credit card for first-time applicants.

The card comes with a minimal annual fee of Rs 199 which will be waived off on spending Rs. 2000 within 60 days of the card approval.

You can get the ICICI platinum credit card against the fixed deposit if you have a saving account with ICICI bank.

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SBI Prime Credit Card
Approval Rate
Moderate
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Best for : Normal Travellers

#4. SBI Prime Credit Card

SBI Prime is underrated premium credit if compared to the benefits with other premium credit cards. You’ll get 8 domestic and 4 international complimentary free airport lounge access every year.

The Prime card offers multiple reward points on various categories like utility bill payments, Bigbasket, departmental stores, dining, and movies.

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HDFC Bank Diners Black Credit Card
Approval Rate
Hard
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Best for : Airport Lounge Access

#5. HDFC Bank Diners Black Credit Card

HDFC Diners Black is my favorite credit card by HDFC bank because the card offers unlimited free domestic and international airport lounge access.

You would get 5 reward points worth Rs. 5 on spending Rs. 150, direct saving of 3.3% on all your spends.

New Offer – Get the complimentary one-year membership for Club Marriott, Forbes Digital subscription, Zomato Gold, Amazon Prime, MakeMyTrip Double Black, and Times Prime with HDFC Dinners Black credit card.

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SBI Simply Click Credit Card
Approval Rate
Moderate
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Best for : Amazon Shoppers

#6. SBI Simply Click Credit Card

Simply Click credit card gives you 10X rewards on Amazon, BookMyShow, Cleartrip, Foodpanda, Lenskart, and UrbanClap.

You can earn 5x reward points on all other online spends.

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Standard Chartered Super Value Titanium Credit Card
Approval Rate
Easy
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Best for : 5% Cashback on Fuel

#7. Standard Chartered Super Value Titanium Credit Card

You can save 5% on your fuel expenses through standard chartered super value titanium credit card. You need to make a minimum transaction of Rs 750 to get the cashback.

The biggest advantage – you can use the super value titanium credit card at any fuel station across India.

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SBI Elite Credit Card
Approval Rate
Hard
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Best for : Travel

#8. SBI Elite Credit Card

SBI Elite is a premium credit card that offers 8 domestic and 6 international lounge access every year.

You can also earn 10 points per Rs.100 spent on departmental stores, grocery & international spends.

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SBI Simply Save Credit Card
Approval Rate
Moderate
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Best for: 1% fuel surcharge at any petrol pump

#9. SBI Simply Save Credit Card

Simply Save credit card is best for offline shopping like grocery spends, departmental stores and movies spends.

You will get 10 reward points per Rs. 100 spent on grocery, dining, movies, and departmental spends. The reward points are worth 2.5% saving.

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Axis Bank Neo Credit Card
Approval Rate
Easy
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Best for : Redeem rewards points through Axis Edge rewards program

#10. Axis Bank Neo Credit Card

You can save up to 10% on Myntra, BookMyShow, RedBus, Jabong, and Freecharge with Axis bank Neo credit card.

You will also get welcome gift vouchers of worth Rs 1050.

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About Cashoverflow

About Cash Overflow

I started my first blog in 2015 when I knew nothing about content writing or marketing. CashOverflow won the Best Financial Blog Award within 2 years of launch. I created 7 different channels of online income that enabled me to travel the world without worrying about money.

I am willing to share all my knowledge with you. Passive income is the only way to get financial freedom when your assets generate money for you automatically. Read more »